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Mobile Credentials 101: Everything you need to know

Oloid M-Tag

There is a lot of talk about mobile credentials and their impact on the future of authentication, but the details are often unclear. Whether you’re just starting out in the world of mobile authentication or looking for ways to improve your current system, this guide has everything you need!

What are mobile credentials? 

Simply put, mobile credentials are electronic identification documents stored on a mobile device, such as a smartphone or a tablet. They can be used to authenticate a user’s identity and provide access to online services, applications, and data. They are typically issued by businesses, government agencies, or educational institutions.

How do mobile credentials work?

Mobile credentials combine something you know (such as a password or PIN) with something you have (such as a smartphone or a tablet) and something you are (such as your fingerprint). This improves security because a would-be hacker would need all three pieces to gain access to your account.

When using mobile credentials, the first step is to enter your username and password into the authentication app on your device. Once you have been authenticated, the app generates a one-time passcode (OTP) that can be used to log into websites or applications that support two-factor authentication.

In some cases, your fingerprint or other biometric data may be required to confirm your identity. This is known as multifactor authentication and provides an even higher level of security.

How have mobile credentials transformed traditional access control? 

Mobile credentials have transformed traditional access control in a few key ways. First, they make access control more convenient and user-friendly. Users no longer need to carry a physical key or an ID card. Instead, they can simply use their smartphone or tablet to unlock doors, log into systems, and more.

Second, they make access control more secure than traditional methods. They require multiple factors of authentication, making it much more difficult for hackers to gain access.

Finally, they make access control more scalable. With traditional methods, organizations need to purchase and maintain a large inventory of physical keys or ID cards. In contrast, with mobile credentials, organizations can issue and revoke access remotely, scaling their access control system up or down with ease.

What are the benefits of mobile credentials?

Mobile credentials are not only more convenient than traditional credentials but also more secure as they use multiple factors of authentication, and they can be used to access a variety of online services and applications.

One of the greatest benefits of mobile credentials is that they offer a high level of security without sacrificing convenience. It is relatively easy for hackers to get ahold of traditional credentials, such as a username and password, and gain access to an account. However, with mobile credentials, a hacker also needs the user’s physical device, which makes security breaches much less likely.

Another benefit is that they can be used to access a variety of online services, including email, social media accounts, and even online banking. Users can keep all their important information in one place and manage their online activity with greater convenience.

Finally, mobile credentials can be revoked and renewed as needed. This provides greater control over security and allows users to keep their information up to date.

What should we consider before deploying mobile credentials?

Anyone interested in deploying mobile credential technology needs to make three key decisions. First, decide which type of mobile credentials you want to use: physical tokens or soft tokens. Physical tokens, such as USB keys or smart cards, must be inserted into a reader in order to gain access. Soft tokens, such as those that use an app, generate a one-time password that can be used to log in.

Second, decide which authentication factors are most appropriate for your needs. You could choose a password or data entry token, or you could rely on physical devices such as smart cards and fingerprint readers. Depending on the desired level of security, you may want to use one, some, or all of these authentication factors.

Finally, select a mobile credential management system that meets your needs. This software allows you to issue, revoke, and manage mobile credentials. Few vendors live up to their promise of secure physical access, but Oloid provides a frictionless way to access buildings with contactless biometrics or mobile credentials, making the workplace more secure for smartphone users—and those who don’t own smartphones—with full GDPR compliance.


From social media to online banking, we increasingly share sensitive information online, making security more important than ever before. Mobile credentials offer a convenient and secure way to manage that online activity. By using a smartphone or other mobile device as a credential, users can enjoy the convenience of biometric authentication and the peace of mind that comes with knowing their data is safe. In addition, mobile credentials can be revoked or suspended at any time, providing an extra layer of security in the event that a device is lost or stolen. As the world continues to go digital, mobile credentials are likely to become the new standard in online security.

Mobile access control systems provide large enterprises with a quick, easy, and convenient way to control access to their premises. The systems allow authorized personnel to use their mobile devices to unlock doors and gates without the need for physical keys and cards. In addition, mobile access control systems can be integrated with other security systems, such as CCTV cameras and intruder alarms to provide a comprehensive security solution tailored to meet the needs of each enterprise. 

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